It was fantastic to work with Yuki, Tomohiko, Dai, Ryo, Daitchi and Kazunari - six very talented Japanese employees of Tokio Marine who were visiting Europe as part of their ongoing development. I would like to congratulate all of you on your fantastic and often inspiring presentations.  It was a pleasure to meet you all and I wish each of your success with your careers.  I would also like to thank Mr Sato and Claire Kirby for involving us in this important event and pass on our congratulations on a successful programme.